Roanoke, VA Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Roanoke, VA Heat Pump Load Calculator
Our heat pump load calculator uses square footage to estimate your home’s heating and cooling needs based on ACCA-standard design conditions for Roanoke, VA: 72°F indoor, 92°F outdoor for cooling, and 5°F for heating. For a precise Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Home location & size
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
- Amount of sunlight: Low, Moderate, High
- Insulation: Poor Insulation, Standard Insulation, Good Insulation, Excellent Insulation
- Number of Windows
- Window and Door Seals: Poor fit & Seal, Typical fit & Seal, Good fit & Seal
Additional details
- Do you have a kitchen? Yes, No
- Do you have any glassed-in rooms? Yes, No
- Extra Device Wattage (W)
Estimated Heating Needs
Your home’s location falls within a climate zone with the average extreme winter falling between 10° – 15° F.
Recommended equipment capacity
- 60,000 BTU
- 5 Tons
Calculated Cooling Mode
- 102,000 BTU
- 8.5 Tons
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | Yes | No | No |
| Eligible for incentives | Yes | No | No |
Heat Pump Financing in Roanoke
While Virginia's state heat pump rebate programs (Home Efficiency Rebates and High Efficiency and Appliance Rebates) have not yet launched as of 2026, homeowners in Roanoke can still access the federal IRA tax credit of up to $2,000 for qualifying heat pump installations. Limited utility rebates may also be available through Dominion Energy. Palmetto's Comfort Plan lease offers $0 upfront cost as an alternative way to access heat pump technology without waiting for state programs to become available.
Federal IRA Tax Credit
Up to $2,000
The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.
Palmetto Comfort Plan: $0 Upfront Heat Pump Leasing
Even without local rebates, Palmetto's Comfort Plan makes upgrading easy. You get a high-efficiency heat pump installed with $0 upfront cost, predictable monthly payments, and all maintenance and repairs included for the life of the plan.
Climate Zones
Roanoke sits in IECC Climate Zone 7, which means cold winters that can dip to 5°F and warm summers reaching 92°F. This temperature range matters because your heat pump needs to handle both extremes efficiently. At Palmetto, we understand Roanoke's climate and can help you choose a system sized correctly for your home.
Climate Zone 7
Mixed climate zone with moderate winters and warm summers.
Climate Zone 7A
Avg. extreme winters: 0° to 5° F
Climate Zone 7B
Avg. extreme winters: 5° to 10° F
Roanoke Electricity Prices
Understanding electricity costs in Roanoke helps you make smarter decisions about home heating and cooling for years to come.
Virginia electricity rates have climbed steadily from 12.0 cents per kWh in 2021 to 14.5 cents in 2024—a 21% increase in just three years that directly impacts your monthly utility bills.
Heat pumps offer a practical response to rising rates. Because they're 2-3 times more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling comfort.
Price of Energy: Virginia vs National Average
| Year | Virginia | US Average |
|---|---|---|
| 2021 | 12.0¢ | 13.7¢ |
| 2022 | 13.3¢ | 14.5¢ |
| 2023 | 16.0¢ | |
| 2024 | 16.5¢ |
Roanoke Area Utility Providers
Roanoke residents receive electricity primarily from Appalachian Power. According to 2023 data, their average rate was 15.9¢ per kWh—slightly below the national average of 16.0¢ but above Virginia's state average of 14.30¢.
Palmetto Reviews
The overall process was very easy. The specific payment plan offered was a tremendous help when I needed to resolve my AC problem. I would recommend for convenience and service.
FAQs
Do heat pumps make sense in Roanoke? Yes, heat pumps make excellent sense in Roanoke.
How efficient are heat pumps in Roanoke's climate? Heat pumps perform very efficiently in Roanoke's Climate Zone 7.
Should I lease or buy a heat pump in Roanoke? The choice between leasing and buying a heat pump in Roanoke depends on your financial situation and priorities.
How much does a heat pump cost in Roanoke? Heat pump costs in Roanoke typically range from $5,000 to $15,000.
Is a heat pump worth it financially? Yes, heat pumps are typically worth it financially for Roanoke homeowners.
Who installs heat pumps in Roanoke? In Roanoke, heat pumps are installed by licensed HVAC contractors who understand the specific requirements of Climate Zone 7.
What is the difference between a heat pump and HVAC? HVAC is an umbrella term that stands for Heating, Ventilation, and Air Conditioning—it describes any system that controls your home's temperature and air quality.