Arlington, VA Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Arlington, VA Heat Pump Load Calculator
Use our calculator below to estimate your home’s heating and cooling needs based on Arlington’s ACCA-standard design conditions: 72°F indoor, 92°F outdoor cooling, and 5°F heating temperatures. For a precise Manual J load calculation tailored to your specific home, connect with Palmetto’s team for a personalized assessment and quote. Get in touch with our team for an official quote.
Home location & size
Your home’s location and size directly impact heating needs.
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
- Amount of sunlightLowModerateHigh
- InsulationPoor InsulationStandard InsulationGood InsulationExcellent Insulation
- Number of Windows
- Window and Door SealsPoor fit & SealTypical fit & SealGood fit & Seal
Additional details
- Do you have a kitchen? YesNo
- Do you have any glassed-in rooms? YesNo
- Extra Device Wattage (W)
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
- 60,000 BTU
- 5 Tons
Calculated Cooling Mode
- 102,000 BTU
- 8.5 Tons
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Local Incentives
Heat Pump Financing in Arlington
While Virginia's state heat pump rebate programs are not yet active in 2026, Arlington homeowners can take advantage of the federal IRA tax credit of up to $2,000 for qualifying heat pump installations. Dominion Energy may offer utility rebates on a limited basis. Palmetto's Comfort Plan lease offers $0 upfront cost as an alternative way to access heat pump technology without waiting for state programs to launch.
Federal IRA Tax Credit
Up to $2,000
The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.
Palmetto Comfort Plan: $0 Upfront Heat Pump Leasing
Even without local rebates, Palmetto's Comfort Plan makes upgrading easy. You get a high-efficiency heat pump installed with $0 upfront cost, predictable monthly payments, and all maintenance and repairs included for the life of the plan.
Climate Zones
Arlington sits in IECC Climate Zone 7, which means cold winters (design temp: 5°F) and hot, humid summers (design temp: 92°F). This range matters—your heat pump needs to handle both extremes efficiently. At Palmetto, we understand Arlington's climate and help homeowners choose systems sized for year-round comfort.
Climate Zone 7
Mixed climate zone with moderate winters and warm summers.
Climate Zone 7A
Avg. extreme winters: 0° to 5° F
Climate Zone 7B
Avg. extreme winters: 5° to 10° F
Arlington Electricity Prices
Understanding Arlington's electricity costs is essential when considering your home heating and cooling options—especially as rates continue to climb.
Virginia electricity rates have risen steadily from 12.0 cents per kWh in 2021 to 14.5 cents in 2024. While still below the national average, Arlington homeowners are paying approximately 21% more for electricity than just three years ago.
Heat pumps offer a practical response to rising electricity costs. Because they're 2-3 times more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling—reducing your energy consumption even as rates increase.
Price of Energy: Virginia vs National Average
Arlington Area Utility Providers
Arlington residents receive electricity from Dominion Energy, which charged an average of 13.9¢ per kWh in 2023—below both Virginia's state average of 14.3¢ and the national average of 16.0¢ per kWh.
With reasonable electricity rates, heat pumps become even more cost-effective in Arlington. Their exceptional efficiency means they use significantly less energy than traditional heating and cooling systems, helping you reduce total energy spending while maintaining year-round comfort.
Arlington Utilities Electricity Rates
- Dominion Energy: 13.90¢
Palmetto Reviews
The overall process was very easy. The specific payment plan offered was a tremendous help when I needed to resolve my AC problem. I would recommend for convenience and service.
Palmetto Customer
Long term lease plans aren’t for everyone! But for my specific situation it made sense. For some it may not! But my experience has been great overall 🙂
Palmetto Customer
We have already told friends about how well we were treated during our new hvac purchase and installation. Your service met our needs and everything was done easily and promptly.
Palmetto Customer
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
- Rewards for smarter energy usage
- Energy insights & Dashboard
- Personalized Savings Tools
- Whole Home Energy Management
- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Do heat pumps make sense in Arlington?
Yes, heat pumps make excellent sense in Arlington. The area's Climate Zone 7 conditions—with winter lows around 5°F and summer highs near 92°F—fall within the ideal range for modern heat pumps, which efficiently handle both heating and cooling.
How efficient are heat pumps in Arlington's climate?
Heat pumps perform exceptionally well in Arlington's Climate Zone 7, efficiently heating homes even when temperatures drop to the design minimum of 5°F. Modern cold-climate heat pumps can deliver 2-3 times more heating energy than the electricity they consume, making them far more efficient than traditional electric resistance heating.
Should I lease or buy a heat pump in Arlington?
The choice between leasing and buying a heat pump in Arlington depends on your financial situation and preferences. Buying means paying upfront but you own the equipment and may qualify for tax credits.
How much does a heat pump cost in Arlington?
Heat pump costs typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system capacity needed for Climate Zone 7.
Is a heat pump worth it financially?
Yes, heat pumps are typically worth it financially for Arlington homeowners, as they can reduce heating and cooling costs significantly compared to traditional systems.
Who installs heat pumps in Arlington?
Heat pumps in Arlington are installed by licensed HVAC contractors skilled in the specific requirements of the local climate.
What is the difference between a heat pump and HVAC?
HVAC stands for Heating, Ventilation, and Air Conditioning, and a heat pump is a type of HVAC system that provides both heating and cooling.