Arlington, TX Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Arlington, TX Heat Pump Load Calculator
Use this calculator to estimate your home’s heating and cooling needs based on square footage. It uses ACCA-standard design conditions for Arlington, TX: 72°F indoor, 95°F outdoor for cooling, and 33°F for heating. For a precise Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Home location & size
Your home’s location and size directly impact heating needs.
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
- Amount of sunlight: Low, Moderate, High
- Insulation: Poor Insulation, Standard Insulation, Good Insulation, Excellent Insulation
- Number of Windows
- Window and Door Seals: Poor fit & Seal, Typical fit & Seal, Good fit & Seal
Additional details
- Do you have a kitchen? Yes/No
- Do you have any glassed-in rooms? Yes/No
- Extra Device Wattage (W)
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
- 60,000 BTU
- 5 Tons
Calculated Cooling Mode
- 102,000 BTU
- 8.5 Tons
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | Yes | No | No |
| Eligible for incentives | Yes | No | No |
Local Incentives
Arlington, TX Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Arlington homeowners.
Oncor Home Energy Efficiency
- Up to $600
Oncor's Take A Load Off Texas program provides incentives for qualifying high-efficiency heat pump installations in the Oncor service area, which includes Arlington. Incentive amounts vary based on system specifications and energy savings calculations.
Eligibility: Must be an Oncor residential customer in Arlington, TX. Installation must be completed by an Oncor-approved participating service provider. System must meet current SEER2, EER2, and HSPF2 efficiency standards and include a US DOE-listed smart thermostat.
Federal IRA Tax Credit
- Up to $2,000
The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.
Eligibility: Available to homeowners who purchase and install a qualifying heat pump system. Claimed on your annual federal tax return.
Arlington homeowners can access the Oncor Home Energy Efficiency program, which offers rebates up to $600 for qualifying heat pump installations, plus the federal IRA tax credit of up to $2,000. Palmetto can help you navigate these incentives, coordinate with approved contractors, and maximize your total savings by stacking both programs on your heat pump installation.
Climate Zones
Arlington sits in IECC Climate Zone 10, which means mild winters (rarely dipping below 33°F) and hot summers (regularly reaching 95°F). This climate profile makes heat pumps an excellent fit—they'll keep you comfortable year-round without the inefficiency of traditional systems.
Climate Zone 10
Warm climate zone with mild winters and very hot summers.
Climate Zone 10A
Avg. extreme winters: 30° to 35° F
Climate Zone 10B
Avg. extreme winters: 35° to 40° F
Arlington Electricity Prices
Understanding your electricity costs is essential when considering home heating and cooling options, especially as rates continue to climb in Texas.
Texas electricity rates have risen 23% since 2021, climbing from 12.1 to 14.9 cents per kWh by 2024. For Arlington homeowners, this upward trend means higher monthly bills for the same comfort.
Heat pumps offer a practical response to rising rates. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling—reducing your consumption even as prices increase.
Price of Energy: Texas vs National Average
| Year | Texas | US Average |
|---|---|---|
| 2021 | 12.1¢ | 16.0¢ |
| 2022 | 13.7¢ | 15.0¢ |
| 2023 | 14.5¢ | 13.8¢ |
| 2024 | 14.9¢ | 16.5¢ |
Source: US Bureau of Labor Statistics, Energy Information Administration, Form 861
Arlington Area Utility Providers
Arlington residents have access to competitive electricity rates through multiple utility providers. Based on 2023 data, local utilities offered rates below both state and national averages, creating favorable conditions for energy-efficient home systems.
CPS Energy led at 12.1¢ per kWh, with Austin Energy at 13.0¢ and Entergy at 13.2¢—all below Texas's 14.5¢ average and the national average of 16.0¢.
Arlington Utilities Electricity Rates
| Provider | Rate | Difference |
|---|---|---|
| Austin Energy | 13.00¢ | -19% |
| CPS Energy | 12.10¢ | -24% |
| Entergy | 13.20¢ | -17% |
| TX Average | 14.50¢ | -9% |
| US Average | 16.0¢ | — |
Source: US Energy Information Administration, 2023, Form 861, Table 6
Palmetto Reviews
Everything about my experience was excellent. My new HVAC system was installed the next day; the process took less time than expected; the technicians were friendly, polite, and professional; and my home has been a comfortable temperature since with zero issues.
- Palmetto Customer, MD
The overall process was very easy. The specific payment plan offered was a tremendous help when I needed to resolve my AC problem. I would recommend for convenience and service.
- Palmetto Customer, VA
Long term lease plans aren’t for everyone! But for my specific situation it made sense. For some it may not! But my experience has been great overall 🙂
- Palmetto Customer, IL
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
$5,000 - Recommended repair threshold
A heat pump's lifetime is impacted by a number of factors including environment, use and the quality of the unit. It's important to choose the right unit for your climate zone and home's unique attributes.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. |
Frequently Asked Questions
Do heat pumps make sense in Arlington?
Yes, heat pumps make excellent sense in Arlington. The city's Climate Zone 10 conditions—with winter lows around 33°F and summer highs near 95°F—are ideal for heat pump efficiency. These systems both heat and cool your home year-round, and with Texas electricity at 14.9¢ per kWh, heat pumps typically cost less to operate than traditional HVAC systems.
How efficient are heat pumps in Arlington's climate?
Heat pumps perform exceptionally well in Arlington's Climate Zone 10, where design temperatures range from 33°F in winter to 95°F in summer. Modern heat pumps efficiently handle both heating and cooling in this climate, often delivering 2-3 times more heating or cooling energy than the electricity they consume.
Should I lease or buy a heat pump in Arlington?
The choice between leasing and buying a heat pump in Arlington depends on your financial priorities and preferences. Palmetto's Comfort Plan offers $0 upfront with predictable monthly payments and all maintenance included, while direct purchase means you own the equipment outright and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act plus local rebates.
How much does a heat pump cost in Arlington?
Heat pump costs in Arlington typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system's efficiency rating.
Is a heat pump worth it financially?
Yes, heat pumps are typically worth it financially in Arlington, TX. They can cut heating and cooling costs by 30-50% compared to traditional systems, and with Texas electricity at 14.9¢ per kWh, those savings add up quickly.
Who installs heat pumps in Arlington?
Heat pumps in Arlington are installed by licensed HVAC contractors who are trained to work with these efficient heating and cooling systems. Palmetto partners with certified local installers who understand Arlington's Climate Zone 10 requirements.