Quincy, MA Solar: 2026 Costs, Incentives & Savings
Solar Power in Quincy
If you live in Quincy, MA, you have probably watched your electric bill climb higher each year. With Massachusetts residential electricity rates reaching 29.35 cents per kWh—among the highest in the nation—many homeowners along the South Shore are searching for a better way to power their homes.
Solar is one answer, and Quincy’s sunny, coastal New England rooftops are well suited for it. In this guide, we will walk you through what to expect from home solar panels, so you can decide if solar is right for your Quincy home.
MASSACHUSETTS by the Numbers
6th Most residential solar in the United States
159 Households have installed solar panels
4.6 Avg peak sun hours per day
~$126k Quincy average savings over 25 years
How Much Do Solar Panels Cost in Quincy, MA?
See what solar really costs in Quincy, MA. Our calculator uses real installation data from homes across Quincy Center, Wollaston, North Quincy, Squantum, and Merrymount. That means your estimate reflects firsthand local numbers—not guesses. Explore your options and learn what solar could look like for your home.
Lease Cash Purchase
Small HomeUp to 2,000 sq ft
Medium Home 2,000-3,000 sq ft
Large Home Over 3,000 sq ft
System Size
This system size is designed to offset approximately 100% of the average electricity usage for a home of this size in Massachusetts.
Recommended System
9.03 kW
Your Monthly Payment
Estimated monthly cost with LightReach
$141/mo
As low as $141/mo
Why Lease Solar?
Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.
- No upfront investment
- Palmetto handles all maintenance
- 90% Production Guarantee
- Comprehensive protection program included
Cost Breakdown
Your estimated investment
System Cost
$25,981
Price per Watt
$2.88
State Incentives
-$1,000
Final Cost
$24,981
Savings
Your total financial benefit
Monthly Savings
Average utility bill reduction
$288
Payback Period
Break-even point
6.6 years
25-Year Savings
$125,878
Get Your Personalized Quote
Based on Palmetto Solar installations in Massachusetts. Current electricity rate: 29.4¢/kWh. Assumes 100% credit of retail rate.
Key Takeaways
Quincy homeowners face electricity rates near 29 cents per kWh—almost double the national average—making rooftop solar a smart way to gain more predictable energy costs.
Massachusetts offers strong state and local solar incentives, including a state tax credit, tax exemptions, net metering, and SMART 3.0 payments for the power you produce.
You can go solar with no upfront cost by leasing—Palmetto owns and maintains the system through LightReach, so you enjoy savings without ownership worries.
Quincy Electricity Prices
If your Quincy electric bill keeps climbing, you are not alone. Here is why rates are so high—and how solar can help.
Massachusetts residential electricity rates now sit near 29 cents per kWh. That is almost double the national average of about 16.5 cents. For Quincy homeowners, these rising costs add up quickly, year after year.
Solar panel installation lets you produce your own power at home. Instead of paying utility rates that keep climbing, you draw more energy from your rooftop. This can ease the impact of high electricity prices on the South Shore.
Over time, solar offers Quincy homeowners more predictable energy costs. While utility rates may keep rising, the sunlight hitting your roof stays free. That long-term stability is a key reason many families explore solar today.
Price of Energy: Massachusetts vs National Average
0¢
10¢
20¢
30¢
40¢
13.7¢
22.9¢
15.0¢
26.0¢
16.0¢
29.6¢
16.5¢
29.3¢
2021
2022
2023
2024
US Average
Massachusetts
Source: US Bureau of Labor Statistics, Energy Information Administration, Form 861
Quincy Area Utility Providers
In Quincy, MA, most homes are served by Eversource or National Grid. In 2023, Eversource charged about 29.7 cents per kWh, while National Grid reached 36.7 cents—well above the state average of 29.60 cents.
These rates sit far above the 2023 U.S. average of 16.0 cents per kWh. New England’s limited local energy production, aging infrastructure, and heavy reliance on natural gas all push electricity costs higher across Massachusetts.
With rates this high, generating your own power with solar can help offset what you buy from the grid. For many Quincy homeowners, that means more predictable energy costs over time.
Quincy Utilities Electricity Rates
Eversource
29.70¢
+86%
National Grid
36.70¢
+129%
MA Average
29.60¢
+85%
US Average
16.0¢
—
Source: US Energy Information Administration, 2023, Form 861, Table 6
Massachusetts Solar Incentives
Several solar incentives in Massachusetts can help Quincy homeowners lower the cost of going solar.
These programs include a state income tax credit, sales and property tax exemptions, and net metering credits. SMART 3.0 also pays you a fixed rate for the electricity your system produces over ten years.
| Incentive | Type | Description | Source |
|---|---|---|---|
| MA Residential Renewable Energy Income Tax Credit | Tax Credit | Massachusetts offers a state income tax credit equal to 15% of your solar installation cost, capped at $1,000, for systems installed at your primary residence. | Learn More |
| Massachusetts Solar Sales Tax Exemption | Sales Tax Exemption | All solar energy equipment purchased in Massachusetts is fully exempt from the state’s 6.25% sales tax, automatically reducing your upfront system cost. | Learn More |
| Massachusetts Solar Property Tax Exemption | Property Tax Exemption | The added home value from a solar installation is fully exempt from property tax assessments for 20 years under Massachusetts General Laws Chapter 59, Section 5. | Learn More |
| Solar Massachusetts Renewable Target 3.0 (SMART 3.0) | Production Incentive | SMART 3.0 pays residential solar owners a guaranteed fixed rate per kilowatt-hour of electricity produced for 10 years, with bonus adders for battery storage and low-income households. | Learn More |
| Massachusetts Net Metering | Net Metering | Massachusetts requires investor-owned utilities to credit residential solar customers at the full retail rate for excess electricity exported to the grid, with credits that roll over indefinitely. | Learn More |
| ConnectedSolutions Battery Storage Program (Mass Save) | Rebate | Mass Save’s ConnectedSolutions program pays residential battery storage owners up to $275 per kW annually for allowing their utility to draw on stored energy during peak demand events. | Learn More |
| SMART 3.0 Battery Storage Adder | Production Incentive | Homeowners who pair their solar system with a battery and enroll in SMART 3.0 receive an additional ~$0.04/kWh adder on top of their base SMART rate for the full 10-year contract term. | Learn More |
| Federal Residential Clean Energy Credit for Battery Storage (Section 25D) | Tax Credit | A federal 30% tax credit is available for standalone or solar-paired battery storage systems, provided the battery is charged at least 80% from a renewable energy source. | |
| National Grid Connected Homes Battery Rebate | Rebate | National Grid offers residential battery storage customers a rebate of up to $2,000 for battery installations between 5 and 20 kWh when enrolled in the Connected Homes Program. | Learn More |
| Mass Save 0% HEAT Loan for Battery Storage | Rebate | Mass Save sponsors offer 0% interest financing of up to $25,000 for battery storage systems to eligible Massachusetts residential customers of participating utilities. | Learn More |
Quincy Solar Irradiance
Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Understanding how seasons affect your solar system helps set realistic expectations for your investment.
Quincy’s coastal New England location brings snowy winters and mild, sunny summers. While cloudy days happen, longer summer daylight balances things out, making Quincy a genuinely solid choice for solar production year-round.
Solar Production in Quincy by Month
System Size: 5 kW 7 kW 10 kW
Daylight Hours
Energy Production (kWh/day)
Source: National Renewable Energy Laboratory (NREL) PVWatts data; Quincy, MA
What Can Your Solar System Power?
Summer Production (July)
46.6 kWh/day
In July, your 10 kW system could power:
- 3.1 average homes (15 kWh/day per home)
- or Run central AC for 15 hours AND power all other appliances
- or Fully charge 4.7 Tesla Model 3 electric vehicles
Winter Production (December)
19.2 kWh/day
In December, your 10 kW system could power:
- 1.3 average homes (15 kWh/day per home)
- or Keep your home heating system running for 9 hours
- or Fully charge 1.9 Tesla Model 3 electric vehicles
Annual Production
13,027 kWh/year
Over a year, your 10 kW system could:
- Offset 9 tons of carbon dioxide emissions
- or Equal the environmental benefit of planting 156 trees.
Solar Panel Systems in Quincy
We’ve mapped solar installations across the United States, right down to the neighborhood level. Explore this interactive map of Quincy, MA to see how many of your neighbors have switched to solar.
Leasing Solar Panels
In Quincy, most homes are served by Eversource or National Grid, and both utilities support Palmetto’s LightReach Power Purchase Agreement (PPA). With a PPA, you don’t pay for the system itself—you simply pay a set price for the solar power your panels produce, often below your utility’s rate.