Joliet, IL Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Joliet, IL Heat Pump Load Calculator
Use our calculator below to estimate your home’s heating and cooling needs based on ACCA-standard design conditions for Joliet, IL: 91°F for cooling and -5°F for heating. For a precise Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Home location & size
Your home’s location and size directly impact heating needs.
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
- Amount of sunlight Low | Moderate | High
- Insulation Poor Insulation | Standard Insulation | Good Insulation | Excellent Insulation
- Number of Windows
- Window and Door Seals Poor fit & Seal | Typical fit & Seal | Good fit & Seal
Additional details
- Do you have a kitchen? Yes | No
- Do you have any glassed-in rooms? Yes | No
- Extra Device Wattage (W)
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
- Heating: 60,000 BTU
- Cooling: 102,000 BTU
Buy it or finance it. Your comfort, your call
Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Local Incentives
Joliet, IL Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Joliet homeowners.
ComEd Heat Pump Rebates
- Up to $2,000
ComEd offers rebates for energy-efficient air-source heat pumps and ductless mini-split heat pump installations. - Eligibility: Must be a ComEd residential customer. Installation must be completed by a ComEd-approved Trade Ally contractor. System must meet ENERGY STAR efficiency standards.
Illinois HEAR Rebate Program
- Up to $8,000
The Home Electrification and Appliance Rebate Program provides rebates for heat pump installations. Program is pending final USDOE approval and expected to launch in 2026. - Eligibility: Initially available to low-income households earning less than 80% of Area Median Income. Income-qualified households may receive full rebate coverage. Program details and application process pending official launch.
Federal IRA Tax Credit
- Up to $2,000
The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032. - Eligibility: Available to homeowners who purchase and install a qualifying heat pump system. Claimed on your annual federal tax return.
Climate Zones
Joliet sits in IECC Climate Zone 6, which means cold winters (design temps around -5°F) and warm summers (reaching 91°F). This wide temperature swing matters when sizing your heat pump—you need a system that can handle both extremes efficiently. At Palmetto, we understand Joliet's climate and can help you find the right heat pump for your home.
Climate Zone 6
Cool climate zone with cold winters and warm summers.
- Climate Zone 6A: Avg. extreme winters: -10° to -5° F
- Climate Zone 6B: Avg. extreme winters: -5° to 0° F
Joliet Electricity Prices
Understanding electricity costs in Joliet helps you make smarter decisions about home heating and cooling—especially as rates continue to climb.
- 2021: 13.2 cents per kWh
- 2024: 15.9 cents per kWh
Heat pumps offer a practical solution to rising energy costs. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling for your home.
Price of Energy: Illinois vs National Average
0¢ | 10¢ | 20¢ | 30¢
- 2021: 13.7¢
- 2022: 14.8¢
- 2023: 15.0¢
- 2024: 15.9¢
Joliet Area Utility Providers
Joliet residents are served by two major utility providers: ComEd and Ameren Illinois. Based on 2023 data:
- ComEd's average rate was 14.8¢ per kWh
- Ameren Illinois charged 17.0¢ per kWh
Joliet Utilities Electricity Rates
- Ameren Illinois: 17.00¢
- ComEd: 14.80¢
- IL Average: 15.70¢
- US Average: 16.0¢
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Do heat pumps make sense in Joliet?
Yes, heat pumps make sense in Joliet. Modern cold-climate heat pumps are designed to operate efficiently in Climate Zone 6, where Joliet is located, and can handle temperatures down to -5°F.
How efficient are heat pumps in Joliet's climate?
Heat pumps perform well in Joliet's Climate Zone 6, even during cold winters. Modern cold-climate heat pumps maintain efficiency down to -5°F, which is Joliet's design heating temperature.
Should I lease or buy a heat pump in Joliet?
The choice between leasing and buying a heat pump in Joliet depends on your financial priorities and homeownership plans.
How much does a heat pump cost in Joliet?
Heat pump installation costs in Joliet typically range from $8,000 to $20,000 depending on your home's size.
Is a heat pump worth it financially?
Yes, heat pumps are typically worth it financially in Joliet, especially with electricity rates at 15.9¢ per kWh.
Who installs heat pumps in Joliet?
Heat pumps in Joliet are installed by licensed HVAC contractors who are trained to work with these systems in Climate Zone 6 conditions.