Aurora, IL Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Aurora, IL Heat Pump Load Calculator
Use our calculator below to estimate your home’s heating and cooling needs based on square footage. It uses ACCA-standard design conditions for Aurora, IL: 72°F indoor, 91°F outdoor cooling, and -5°F heating temperatures. For an official Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Home location & size
Your home’s location and size directly impact heating needs.
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
- Amount of sunlight: Low, Moderate, High
- Insulation: Poor Insulation, Standard Insulation, Good Insulation, Excellent Insulation
- Number of Windows
- Window and Door Seals: Poor fit & Seal, Typical fit & Seal, Good fit & Seal
Additional details
- Do you have a kitchen? Yes/No
- Do you have any glassed-in rooms? Yes/No
- Extra Device Wattage (W)
Estimated Heating Needs
Your home’s location falls within the climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
- 60,000 BTU (5 Tons)
Calculated Cooling Mode
- 102,000 BTU (8.5 Tons)
Buy it or finance it. Your comfort, your call
Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
Heat Pump Financing in Aurora
While Illinois has allocated $263 million for the HOMES and HEAR rebate programs through the Inflation Reduction Act, these programs have not yet launched in Aurora as of 2026. The federal air-source heat pump tax credit expired on December 31, 2025. Homeowners should contact their local utility (ComEd, Nicor Gas, or Peoples Gas) directly to inquire about any available rebates. Palmetto's Comfort Plan lease offers $0 upfront cost as an alternative to purchasing a heat pump outright, allowing you to access efficient heating and cooling without waiting for rebate programs or managing tax credits.
Federal IRA Tax Credit
30% of costs
The Inflation Reduction Act provides a federal tax credit for qualifying geothermal heat pump installations through 2032. Note: The federal air-source heat pump credit (Section 25C) expired December 31, 2025.
Eligibility: Available to homeowners who purchase and install a qualifying geothermal heat pump system. Claimed on your annual federal tax return. Air-source heat pumps are no longer eligible as of 2026.
Palmetto Comfort Plan: $0 Upfront Heat Pump Leasing
Even without local rebates, Palmetto's Comfort Plan makes upgrading easy. You get a high-efficiency heat pump installed with $0 upfront cost, predictable monthly payments, and all maintenance and repairs included for the life of the plan.
Climate Zones
Aurora sits in IECC Climate Zone 6, which means cold winters dipping to -5°F and warm summers reaching 91°F. This temperature range matters when selecting a heat pump—you need a system that can handle both extremes efficiently.
- Climate Zone 6A - Avg. extreme winters: -10° to -5° F
- Climate Zone 6B - Avg. extreme winters: -5° to 0° F
Aurora Electricity Prices
Understanding Aurora's electricity costs is key to making smart decisions about your home's heating and cooling efficiency.
Price of Energy: Illinois vs National Average
| Year | Illinois | US Average |
|---|---|---|
| 2021 | 13.2¢ | |
| 2022 | 15.0¢ | |
| 2023 | 15.7¢ | |
| 2024 | 15.9¢ | |
Aurora Area Utility Providers
Aurora residents are served primarily by ComEd (Commonwealth Edison), which charged an average of 14.8¢ per kWh in 2023—below both the Illinois state average of 15.7¢ and the national average of 16.0¢.
Aurora Utilities Electricity Rates
| Provider | Rate (¢/kWh) |
|---|---|
| ComEd | 14.80¢ |
| IL Average | 15.70¢ |
| US Average | 16.00¢ |
Palmetto Reviews
Long term lease plans aren’t for everyone! But for my specific situation it made sense. For some it may not! But my experience has been great overall 🙂
Palmetto Customer, IL
We have already told friends about how well we were treated during our new HVAC purchase and installation. Your service met our needs and everything was done easily and promptly.
Palmetto Customer, SC
Let our smart tools do the heavy lifting.
Get personalized tips, usage insights, project tracking, and that daily satisfaction of making your energy work smarter with the Palmetto mobile app.
- Rewards for smarter energy usage
- Energy insights & Dashboard
- Personalized Savings Tools
- Whole Home Energy Management
- Support Whenever You Need It
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
Potential repair costs
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between modes. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails entirely. |
| Coil Replacement | $1,200 - $2,800 | Needed when coils develop leaks. |
| Control Board Replacement | $500 - $1,200 | Required for electrical failures. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the unit's value. |
Frequently Asked Questions
Do heat pumps make sense in Aurora?
Yes, heat pumps make sense in Aurora. They provide both heating and cooling efficiently.
How efficient are heat pumps in Aurora's climate?
Heat pumps perform efficiently even during cold winters.
Should I lease or buy a heat pump in Aurora?
The choice depends on financial priorities. Operating costs and benefits vary by method of acquisition.
How much does a heat pump cost in Aurora?
Costs range from $5,000 to $20,000 depending on size and system efficiency.
Is a heat pump worth it financially?
Yes, with potential savings on energy bills, they often pay for themselves within several years.
Who installs heat pumps in Aurora?
Licensed HVAC contractors, including Palmetto, ensure proper installation.
What is the difference between a heat pump and HVAC?
A heat pump is a type of HVAC system used for heating and cooling.