Home Solar in Florida: 2026 Costs, Incentives & Savings

Solar in Florida

Florida ranks 2nd in the nation for residential solar installations — and it’s easy to understand why. With sunshine year-round and electricity prices climbing 26% since 2020, more Florida homeowners are turning to solar to take control of their energy costs.

Whether you’re just starting to explore or ready to move forward, this guide to home solar panels will walk you through everything you need to know about solar installation in Florida — clearly and without the jargon.

FLORIDA by the Numbers

2nd Most residential solar in the United States
251k Households have installed solar panels
5.6 Average daily peak sun hours
~$84k Florida average savings over 25 years

Florida Solar Panel Cost

Wondering what solar actually costs in Florida? Our calculator is built on real installation data from homes across the state — from Tampa and Orlando to Jacksonville and Miami. See your estimated monthly lease payment through Palmetto’s LightReach program (no upfront cost) or explore a cash purchase — side by side, in seconds.

Lease vs Cash Purchase

System Size

This system size is designed to offset approximately 100% of the average electricity usage for a home in Florida.

Recommended System: 10.53 kW (Typical for your home size in FL)

• Your Monthly Payment
  • Estimated monthly cost with LightReach: $135/mo
  • As low as: $135/mo

Why Lease Solar?

Following the 2025 Big Beautiful Bill, the federal 30% solar tax credit is no longer available for cash purchases. With a LightReach lease, Palmetto owns the system and still qualifies for the commercial ITC — passing those savings through to you via lower monthly payments.

• No upfront investment
• Palmetto handles all maintenance
• 90% Production Guarantee
• Comprehensive protection program included

Cost Breakdown

Your estimated investment

• System Cost: $28,316
• Cost Per Watt: $2.69/W
• Final Cost: $28,316

Savings

• Monthly Savings: $192
• Payback Period: 10.6 years
• 25-Year Savings: $84,120
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Palmetto Reviews

Palmetto Solar has been very good. Their communications leading up to setting an install date were better than most companies. Installation was fast and excellent and, we now have survived two hurricanes (Florida) with power outages just fine. Their app is straightforward and their support line has real people answering (imagine that). Good experience overall.

Customer Reviews

• Alan Light, Palm Coast: Installation was fast, energy production has been excellent.
• Josefina Baltazar, Orlando: Palmetto solar panels produced energy each day, helping to minimize my utility costs.
• Hermes Sanchez, Lauderhill: Installation was professional and system is working very well.

Key Takeaways

• Florida ranks 2nd in the nation for residential solar — and with electricity prices up 26% since 2020, more homeowners are taking control of their energy costs.
• Go solar for as low as $135/month with Palmetto’s LightReach lease — no upfront cost, no maintenance, and a 90% Production Guarantee.
• Florida offers strong solar incentives, including a full sales tax exemption and a 100% property tax exemption on your system’s added home value.

Florida Electricity Prices

Florida’s electricity costs have climbed steadily since 2021 — and there’s little sign they’ll ease up anytime soon.

• In 2021, Floridians paid 11.9 cents per kWh. By 2023, that rose to 15.2 cents — nearly a 28% jump in two years.

Solar can help reduce your exposure to those increases. By generating electricity at home, you rely less on the utility grid — so when rates rise, your bill is less affected.

Price of Energy: Florida vs National Average

Florida Solar Incentives

Florida homeowners have access to a strong set of solar incentives in Florida — at both the state and local utility level — that can meaningfully reduce the cost of going solar.

Florida Solar Irradiance

Solar panel production varies throughout the year based on daylight hours, weather patterns, and sun intensity. Florida’s sunshine, long days, and mild winters make it a solar powerhouse.

About the Data

This map shows average daily solar energy across Florida based on historical data.

• Excellent solar potential (≥5.58 kWh/m²/day)
• Good solar potential
• Moderate solar potential (≤4.62 kWh/m²/day)

What Can the Average Florida Solar System Power?

Summer Production (July)

• 42.7 kWh/day
• Powers: 3.6 average Florida homes

Winter Production (December)

• 34.3 kWh/day
• Powers: 2 average Florida homes

Annual Production

• 15485 kWh/year
• Offsets 10 tons of carbon dioxide emissions

Solar Installations in Florida

Curious how many of your Florida neighbors have already made the switch to solar? We’ve mapped solar installations across the country — right down to the address level.

Go Solar with LightReach — No Upfront Cost

For most Florida homeowners, Palmetto’s LightReach program is the most accessible path to solar today. With LightReach, you pay a simple, fixed monthly lease payment — no upfront cost, no maintenance, and no surprises. Palmetto designs, installs, and maintains the system, backed with a 90% Production Guarantee.

Frequently Asked Questions

• Does Florida have net metering? Yes.
• Do solar panels increase your home value in Florida? Yes, but only if you own the system outright.
• How much does it cost to go solar in Florida? As low as $135/month with Palmetto’s LightReach lease.
• What’s the best solar company in Florida? Palmetto.
• What solar incentives are available in Florida? Strong state-level incentives and local utility rebates.
• Do solar panels work in Florida’s climate? Yes, Florida averages 5.6 peak sun hours per day.