Boca Raton, FL Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Boca Raton, FL Heat Pump Load Calculator
Use this calculator to estimate your home’s heating and cooling needs based on square footage and ACCA-standard design conditions for Boca Raton: 72°F indoor, 95°F outdoor cooling, and 33°F heating. For a precise Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Home location & size
Your home’s location and size directly impact heating needs.
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
- Amount of sunlight: Low, Moderate, High
- Insulation: Poor, Standard, Good, Excellent
- Number of Windows
- Window and Door Seals: Poor fit & Seal, Typical fit & Seal, Good fit & Seal
Additional details
- Do you have a kitchen? Yes, No
- Do you have any glassed-in rooms? Yes, No
- Extra Device Wattage (W)
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
- 60,000 BTU
- 5 Tons
Calculated Cooling Mode
- 102,000 BTU
- 8.5 Tons
Buy it or finance it. Your comfort, your call
Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
Boca Raton, FL Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Boca Raton homeowners.
FPL A/C and Heat Pump Rebate
$200
Florida Power and Light offers an instant rebate for qualifying high-efficiency heat pump and air conditioning system installations through participating contractors.
Eligibility: Must have an active FPL residential account in their service area. System must meet minimum efficiency standards (16 SEER or 15.2 SEER2 or higher). Installation must be completed by an FPL Participating Independent Contractor (PIC). Cannot have received a rebate for the same system within the past two years.
Federal IRA Tax Credit
Up to $2,000
The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.
Eligibility: Available to homeowners who purchase and install a qualifying heat pump system. Claimed on your annual federal tax return.
Boca Raton homeowners have access to FPL's $200 heat pump rebate program and the federal IRA tax credit of up to $2,000. While Florida's state-level HOMES and HEAR rebate programs are still in development, Palmetto can help you navigate the available incentives and ensure your heat pump installation qualifies for all applicable rebates and tax credits.
Climate Zones
Boca Raton sits in IECC Climate Zone 10, which means mild winters (rarely dipping below 33°F) and hot, humid summers (reaching 95°F). This climate demands a heat pump optimized for cooling efficiency while still handling occasional winter heating. At Palmetto, we understand exactly what works in South Florida's unique conditions and can help you choose the right system.
Climate Zone 10
Warm climate zone with mild winters and very hot summers.
Climate Zone 10A
Avg. extreme winters: 30° to 35° F
Climate Zone 10B
Avg. extreme winters: 35° to 40° F
Boca Raton Electricity Prices
Understanding your electricity costs is essential when considering home comfort upgrades in Boca Raton.
Florida electricity rates jumped from 11.9 cents per kWh in 2021 to 15.2 cents in 2023—a 28% increase in just two years. While rates dipped slightly to 14.1 cents in 2024, the overall trend shows rising energy costs.
Heat pumps offer a practical response to these rising rates. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling, helping offset higher utility costs.
Boca Raton Area Utility Providers
Boca Raton residents are served primarily by Florida Power & Light (FPL), which charged an average of 15.0¢ per kWh in 2023—slightly below both the state average of 15.20¢ and the national average of 16.0¢.
FPL's competitive rates reflect Florida's natural gas infrastructure and the utility's investments in solar energy. The state's warm climate also reduces heating costs, though cooling demands remain high year-round for most households.
Even with below-average electricity rates, efficient heating and cooling matters. Heat pumps use significantly less energy than traditional HVAC systems, which means lower monthly bills regardless of your utility's pricing—a smart investment for Boca Raton's climate.
Boca Raton Utilities Electricity Rates
FPL 15.00¢
-6%
FL Average 15.20¢
-5%
US Average 16.0¢
Palmetto Reviews
Everything about my experience was excellent. My new HVAC system was installed the next day; the process took less time than expected; the technicians were friendly, polite, and professional; and my home has been a comfortable temperature since with zero issues.
Ready to start saving with a heat pump?
Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
Potential repair costs
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Do heat pumps make sense in Boca Raton? Yes, heat pumps make excellent sense in Boca Raton.
How efficient are heat pumps in Boca Raton's climate? Heat pumps are extremely efficient in Boca Raton.
Should I lease or buy a heat pump in Boca Raton? The choice depends on your financial priorities.
How much does a heat pump cost in Boca Raton? Installation costs typically range from $5,000 to $15,000.
Is a heat pump worth it financially? Yes, they are financially advantageous because they use less electricity than traditional systems.
Who installs heat pumps in Boca Raton? Licensed HVAC contractors install heat pumps.
What is the difference between a heat pump and HVAC? HVAC is the umbrella term for climate control systems; a heat pump is a specific type of HVAC.