Tucson, AZ Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Tucson, AZ Heat Pump Load Calculator
Use our calculator below to estimate your home’s heating and cooling needs based on Tucson’s ACCA-standard design conditions: 110°F outdoor cooling and 60°F heating temperatures, with a 72°F indoor setpoint. For a precise Manual J load calculation and personalized quote, connect with Palmetto’s team. Get in touch with our team for an official quote.
Home location & size
Your home’s location and size directly impact heating needs.
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
Amount of sunlight: Low / Moderate / High
Insulation: Poor Insulation / Standard Insulation / Good Insulation / Excellent Insulation
Number of Windows
Window and Door Seals: Poor fit & Seal / Typical fit & Seal / Good fit & Seal
Additional details
Do you have a kitchen? Yes / No
Do you have any glassed-in rooms? Yes / No
Extra Device Wattage (W)
Calculate my Heating Needs
Estimated Heating Needs
Your home’s location falls within a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
- 60,000 BTU
- 5 Tons
Calculated Cooling Mode
- 102,000 BTU
- 8.5 Tons
Buy it or finance it. Your comfort, your call
Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | |||
| Eligible for incentives |
Tucson, AZ Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Tucson homeowners.
Efficiency Arizona HEAR
Up to $14,000
Efficiency Arizona offers a HEAR rebate program through September 30, 2031 for qualified projects including the installation of Energy Star certified electric heat pumps for space heating and cooling.
Eligibility: Low-income households defined as households making less than 80% of the area median income. Moderate-income households defined as households making between 80% and 150% of the area median income.Homes with existing heat pumps are not eligible for the heat pump rebate.
TEP Efficient Home Program
Up to $900
The Efficient Home Program offers instant rebates for the purchase and installation of a new certified air conditioning and heat pump unit through one of the participating contractors.
Eligibility: To qualify for the rebates, you must use a participating Efficient Home Program contractor.
Federal IRA Tax Credit
Up to $2,000
The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.
Eligibility: Available to homeowners who purchase and install a qualifying heat pump system. Claimed on your annual federal tax return.
Climate Zones
Tucson sits in IECC Climate Zone 13, characterized by mild winters (design temp: 60°F) and intensely hot summers (design temp: 110°F). This unique climate profile means your heat pump needs to excel at cooling while handling occasional heating demands efficiently.
Climate Zone 13
Very hot climate zone with hot year-round temperatures.
Climate Zone 13A
Avg. extreme winters: 60° to 65° F
Climate Zone 13B
Avg. extreme winters: Above 65° F
Tucson Electricity Prices
Understanding electricity costs in Tucson helps you make smarter decisions about your home's heating and cooling systems.
Arizona electricity rates have climbed from 12.5 cents per kWh in 2021 to 14.9 cents per kWh in 2024—a 19% increase in just three years that directly impacts your monthly energy bills.
Heat pumps offer a practical response to rising rates. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling comfort for your home.
Price of Energy: Arizona vs National Average
| Year | Arizona | US Average |
|---|---|---|
| 2021 | 12.5¢ | 13.0¢ |
| 2022 | ||
| 2023 | 14.0¢ | 16.0¢ |
| 2024 | 14.9¢ |
Palmetto Reviews
Everything about my experience was excellent. My new HVAC system was installed the next day; the process took less time than expected; the technicians were friendly, polite, and professional; and my home has been a comfortable temperature since with zero issues.
Palmetto Customer
MD
Long term lease plans aren’t for everyone! But for my specific situation it made sense. For some it may not! But my experience has been great overall 🙂
Palmetto Customer
IL
The overall process was very easy. The specific payment plan offered was a tremendous help when I needed to resolve my AC problem. I would recommend for convenience and service.
Palmetto Customer
VA
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. |
Frequently Asked Questions
Do heat pumps make sense in Tucson?
Yes, heat pumps make excellent sense in Tucson. With design temperatures ranging from 60°F in winter to 110°F in summer, heat pumps efficiently handle both heating and cooling needs in one system.
How efficient are heat pumps in Tucson's climate?
Heat pumps are highly efficient in Tucson's climate, particularly for cooling during the hot summers when temperatures reach 110°F.
Should I lease or buy a heat pump in Tucson?
The choice between leasing and buying a heat pump in Tucson depends on your financial priorities and preferences.
How much does a heat pump cost in Tucson?
Heat pump costs in Tucson typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system's efficiency rating.
Is a heat pump worth it financially?
For Tucson homeowners, heat pumps typically deliver strong financial returns through lower energy bills and available incentives.
Who installs heat pumps in Tucson?
In Tucson, heat pumps are installed by licensed HVAC contractors who specialize in heating and cooling systems.
What is the difference between a heat pump and HVAC?
A heat pump is actually a type of HVAC system. HVAC stands for Heating, Ventilation, and Air Conditioning.