Gilbert, AZ Heat Pump Leasing & Installation
Benefits of Palmetto Heat Pumps
Say goodbye to clunky old systems and surprise repairs. Palmetto Comfort Plan gives you a brand-new heat pump, installation, and full support, all wrapped into one subscription.
Year Round Comfort
A high-efficiency heat pump keeps your home cool in summer, warm in winter, and your energy use in check all year long.
Forget the maintenance
With a Comfort Plan subscription, installation and maintenance are fully covered, no surprise bills, no weekend DIY.
Rewards for renewing
Stick with us and earn credits toward your next system upgrade. It’s our way of saying thanks for building a cleaner, comfier future with us.
Gilbert, AZ Heat Pump Load Calculator
Use this calculator to estimate your home’s heating and cooling needs based on square footage. It’s calibrated to ACCA-standard design conditions for Gilbert, AZ: 110°F for cooling, 60°F for heating, and 72°F indoors. For a precise Manual J load calculation and personalized quote, connect with our team. Get in touch with our team for an official quote.
Home location & size
Your home’s location and size directly impact heating needs.
- ZIP Code
- Number of residents
- Home Square Footage (sq ft)
- Home Ceiling Height (ft)
Home attributes
- Amount of sunlight Low/Moderate/High
- Insulation Poor/Standard/Good/Excellent
- Number of Windows
- Window and Door Seals Poor fit & Seal/Typical fit & Seal/Good fit & Seal
Additional details
- Do you have a kitchen? Yes/No
- Do you have any glassed-in rooms? Yes/No
- Extra Device Wattage (W)
Estimated Heating Needs
Your home’s location falls within the a climate zone with the average extreme winter falling between 10° – 15° F.
Home Details
Recommended equipment capacity
- 60,000 BTU
- 5 Tons
Calculated Cooling Mode
- 102,000 BTU
- 8.5 Tons
Buy it or finance it. Your comfort, your call
There's no wrong way to get cozy. Here's how the options stack up, so you can choose what works best for you.
| Comfort Plan | Cash | Loan | |
|---|---|---|---|
| Payment schedule | $0 upfront, then monthly subscription | Full price upfront | $0 upfront, then monthly payment |
| Term length | 10 or 12 years | None | Variable |
| End of term options | Flexible with 25% renewal term credits to new system | No credits to new system | No credits to new system |
| Maintenance included | Yes | No | No |
| Eligible for incentives | Yes | No | No |
Local Incentives
Gilbert, AZ Heat Pump Rebates & Incentives
Local and federal incentive programs can significantly reduce the cost of a new heat pump system. Here are the programs available to Gilbert homeowners.
Efficiency Arizona HEAR
Up to $14,000
Efficiency Arizona offers a HEAR rebate program through September 30, 2031 for qualified projects including the installation of Energy Star certified electric heat pumps for space heating and cooling. 100% of electrification project costs, up to $14,000, for low-income households, and 50% of costs, up to $14,000, for moderate-income households.
SRP Cool Cash Rebate
Up to $225 per ton
SRP offers the Cool Cash Rebate for customers who install high-efficiency air conditioners, heat pumps, or mini-split systems. Rebates are paid on a per-ton basis and can be up to $225 per ton for the highest efficiency variable-capacity units. The current program guidelines require equipment to be installed by April 30, 2026.
Federal IRA Tax Credit
Up to $2,000
The Inflation Reduction Act provides a federal tax credit of up to $2,000 for qualifying heat pump installations through 2032.
Gilbert homeowners have access to multiple heat pump incentive programs in 2026. The Efficiency Arizona HEAR program offers up to $14,000 in rebates for qualifying low- and moderate-income households, while SRP's Cool Cash Rebate provides per-ton incentives for high-efficiency heat pump installations (deadline April 30, 2026). Additionally, the federal IRA tax credit of up to $2,000 is available through 2032. Palmetto can help you navigate these programs, determine your eligibility, and maximize your available rebates and tax credits.
Climate Zones
Gilbert sits in IECC Climate Zone 13, which means mild winters with design heating temps around 60°F and scorching summers that can hit 110°F. That extreme heat means your heat pump needs to be sized and selected specifically for high-efficiency cooling—not just heating. At Palmetto, we understand Gilbert's climate inside and out, so we can recommend the right system for your home.
Your location
Climate Zone 13
Very hot climate zone with hot year-round temperatures.
Climate Zone 13A
Avg. extreme winters: 60° to 65° F
Climate Zone 13B
Avg. extreme winters: Above 65° F
Gilbert Electricity Prices
Understanding electricity costs in Gilbert helps you make smarter decisions about home comfort—especially as rates continue to climb year after year.
Arizona electricity rates have risen steadily from 12.5 cents per kWh in 2021 to 14.9 cents in 2024—a 19% increase in just three years, impacting every Gilbert household's monthly budget.
Heat pumps offer a practical solution to rising costs. Because they're 2-3x more efficient than traditional HVAC systems, they use significantly less electricity to deliver the same heating and cooling comfort.
Price of Energy: Arizona vs National Average
0¢
10¢
20¢
30¢
13.7¢
12.5¢
15.0¢
13.0¢
16.0¢
14.0¢
16.5¢
14.9¢
2021
2022
2023
2024
US Average
Arizona
Gilbert Area Utility Providers
Gilbert residents are served by two main utility providers: Arizona Public Service (APS) and Salt River Project (SRP). According to 2023 data, APS charged 15.3¢ per kWh while SRP charged 12.5¢ per kWh.
Both utilities fall below the 2023 national average of 16.0¢ per kWh, though APS rates slightly exceed Arizona's state average of 14.0¢. These competitive rates benefit from Arizona's diverse energy mix and regional infrastructure investments.
Gilbert Utilities Electricity Rates
| Provider | Rate (per kWh) |
|---|---|
| APS | 15.30¢ |
| SRP | 12.50¢ |
| AZ Average | 14.00¢ |
| US Average | 16.0¢ |
Palmetto Reviews
Long term lease plans aren’t for everyone! But for my specific situation it made sense. For some it may not! But my experience has been great overall 🙂
Customer Testimonials
- "Everything about my experience was excellent. My new HVAC system was installed the next day; the process took less time than expected; the technicians were friendly, polite, and professional; and my home has been a comfortable temperature since with zero issues."
- "The overall process was very easy. The specific payment plan offered was a tremendous help when I needed to resolve my AC problem. I would recommend for convenience and service."
Ready to start saving with a heat pump?
Speak with a Palmetto heating & cooling expert to find out exactly how much you can save.
Repair versus replace
When a heat pump is in need of repair it is worth considering whether a replacement would be a better investment. While each case is unique, we generally recommend investing in a new unit when repairs exceed $5,000.
| Potential repair | Cost range | Description |
|---|---|---|
| Capacitor Replacement | $150 - $400 | Common issue when unit struggles to start or makes a humming noise. Capacitors store the electrical energy needed to start the compressor and fan motors. |
| Refrigerant Recharge | $250 - $750 | Needed when the system loses cooling or heating efficiency due to low refrigerant levels. Includes leak detection, repair of minor leaks, and recharging the system to the manufacturer-specified level. |
| Reversing Valve Replacement | $450 - $900 | Required when the unit cannot switch between heating and cooling modes. The reversing valve directs refrigerant flow and is unique to heat pump systems. |
| Compressor Replacement | $1,500 - $3,000 | Major repair needed when the unit fails to heat or cool entirely. The compressor is the heart of the system, circulating refrigerant between the indoor and outdoor coils. |
| Evaporator/Condenser Coil Replacement | $1,200 - $2,800 | Replacement needed when coils develop leaks or corrosion that cannot be economically repaired. Coil damage reduces heat transfer efficiency and can cause refrigerant loss. |
| Control Board Replacement | $500 - $1,200 | Required when the system has electrical failures or erratic behavior. The control board manages all system operations including defrost cycles, fan speeds, and compressor staging. |
| Full System Replacement | $4,500 - $8,000+ | When repairs exceed the value of the unit or multiple major components fail simultaneously. Includes removal of the old system and installation of a new heat pump with updated refrigerant lines and electrical connections. |
Frequently Asked Questions
Do heat pumps make sense in Gilbert?
Yes, heat pumps make excellent sense in Gilbert. The climate here features mild winters with design temperatures around 60°F and hot summers reaching 110°F, making heat pumps ideal for efficient year-round heating and cooling.
How efficient are heat pumps in Gilbert's climate?
Heat pumps are highly efficient in Gilbert's climate, particularly for cooling during the intense summer months when temperatures reach 110°F. Modern heat pumps can deliver 2-4 times more energy than they consume, making them significantly more efficient than traditional air conditioners and furnaces.
Should I lease or buy a heat pump in Gilbert?
The choice between leasing and buying a heat pump in Gilbert depends on your financial priorities and preferences. Buying outright means you own the equipment immediately and may qualify for up to $2,000 in federal tax credits under the Inflation Reduction Act, plus local rebates.
How much does a heat pump cost in Gilbert?
Heat pump costs in Gilbert typically range from $5,000 to $15,000 for a complete installation, depending on your home's size, existing ductwork, and the system's efficiency rating.
Is a heat pump worth it financially?
In Gilbert's hot climate, heat pumps are financially advantageous because they cool your home more efficiently than traditional AC systems.
Who installs heat pumps in Gilbert?
In Gilbert, licensed HVAC contractors install heat pumps, and it's essential to choose professionals experienced with Arizona's extreme climate conditions.
What is the difference between a heat pump and HVAC?
HVAC is an umbrella term that stands for Heating, Ventilation, and Air Conditioning—it describes any system that controls your home's temperature and air quality. A heat pump is actually a type of HVAC system that both heats and cools your home by transferring heat rather than generating it, making it more energy-efficient than traditional furnaces and air conditioners.